Client Relationship Summary (CRS)

Financial Consultants Group, Inc. is a Securities and Exchange Commission (SEC) registered investment adviser. Free tools are available to research firms and financial professionals at Investor.gov/CRS, which also provides educational materials about broker-dealers, investment advisers, and investors. We are held to a fiduciary standard that covers our entire investment advisory relationship with you. We are required to monitor your portfolio, investment strategy, and investments on an ongoing basis.

We offer investment advisory services to retail investors, such as families and individuals,including:

Financial planning services either separately or as a part of ongoing investment management services.

Investment advice on a regular basis. We will discuss your investment goals, co-design a strategy to achieve your goals, and regularly monitor your account (s). We will contact you (by phone or e-mail) at least annually to discuss your porolio, but more frequently if requested. You can choose an account type which allows us to buy and sell investments in that account without asking you in advance (discretionary account), or we may give you advice and you decide which investments to buy and sell (non-discretionary account).

We do not have requirements for you to open or maintain an account or establish our relationship. For additional information, please see our Form ADV, Part 2A brochure, specifically Items 4 and 7.

If you open an advisory account, you will pay an ongoing asset-based fee billed at the end of each billing period for our services, based on the value of the cash and investments in your advisory account. The tiered fee structure used potentially reduces the cost as the account grows. We also provide investment advice and/or financial planning services for a one-time fixed fee.

Typically, the more assets you have in the advisory account, including cash, the more you will pay us. This aligns our interests with yours, since we earn more as the value of your porolio increases.

You may also be charged other fees, directly or indirectly, which are separate from our fees and could include transaction fees, or fees to a broker-dealer or bank (custodians) that custody your assets. Some investments (such as mutual funds) impose additional fees that can reduce the value of your investment(s) over time. 

Please make sure you understand the fees and costs you are paying. You will pay fees and/or costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments. For more information, please see Form ADV, Part 2A brochure, Item 5.