Frequently Asked Questions

  • Are there contracts involved? ​

    Each party will receive a Financial Planning Engagement and/or Agreement for Investment Management Services that will include the details of the services included and their costs.

  • How often will you meet with me?

    It's all about helping to create financial peace of mind for you.  We begin with a three meeting process where we learn about your needs and goals, gather information, and work with you to establish a realistic budget and investing plan, regardless of your current situation.  Each client is unique, so we create a customized plan for you to help you move forward in the best possible way.   



    We will then meet with you in person (preferably) or by zoom or call for quarterly plan reviews.  We are committed to meeting  with you as often as you prefer, but we recommend meeting quarterly to help you stay "on track".   It is our goal to help ensure that clients  are meeting their financial goals, and we encourage our clients to additionally reach out during any times that they make large expenses or have life changes.  Good advice and wise choices can make all the difference.


How are advisors compensated?

Type:

All Services are Fee-Only and Fiduciary

  • ​Comprehensive Financial Planning
  • Retirement Analysis
  • Investment Consulting
  • College Funding
  • Life Change Planning

Plan Cost:

Plan Cost:
We provide free initial consultations, and an estimate will be provided at the time of engagement. The financial planning fee typically ranges based on complexity.

Benefits:

Our first objective is to detail where you are financially; then to provide guidance and recommendations where needed. Your financial planner will help you to implement your plan and to stay on track. They will be active in answering questions throughout the engagement and available to assist in any situation where we can provide value.

Type:

All Services are Fee-Only and Fiduciary

  • Customized Portfolio
  • Actively Monitored

Cost:

Fees are very competitive and based on a percentage of all assets being managed for your household, typically 0.60% to 0.95%. You may qualify for breakpoint discounts based on assets managed. 

Details are provided in our firm’s ADV Part 2A.

Benefits:

We look to establish a customized investment allocation that is aligned with your overall objectives. Our role will continue by monitoring the investment landscape, as well as things in your own life that have an impact on your plan. Adjustments will be made, as needed, to support your goals. We work with your other trusted advisors such as: CPAs and attorneys to ensure your plan is complete.